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Terms of Service

Effective Date: 13 October 2025

These Terms of Service ("Terms") govern your access to and use of the website, platform, and services provided by lexomirvia.world, an Australian-based provider of financial education resources, analytical tools, and connections to ASIC-regulated platforms. By using our services, you agree to be bound by these Terms. If you do not agree, please refrain from using our platform.

1. Definitions

  • "lexomirvia.world", "we", "us", or "our" refers to lexomirvia.world, a provider of financial education and analytical tools.
  • "You" or "user" refers to any individual or entity using our services.
  • "Services" include our website, educational resources, analytical tools, connections to ASIC-regulated platforms, and customer support.

2. Eligibility Requirements

To access our services, you must:

  • Be at least 18 years old.
  • Reside in Australia or a jurisdiction where our services are permitted under local laws.
  • Provide accurate and complete information during registration or inquiries.
  • Comply with all applicable Australian laws, including those enforced by ASIC.

3. Account Creation

To use certain features of our platform, you may need to create an account and provide personal information for verification, in line with Australian anti-money laundering (AML) and know-your-customer (KYC) requirements. You are responsible for maintaining the confidentiality of your account credentials and for all activities conducted under your account.

4. Use of Services

By using our services, you agree to:

  • Use them solely for lawful purposes related to financial education and planning.
  • Refrain from engaging in fraudulent, abusive, or unauthorised activities, such as misusing tools or data.
  • Adhere to any applicable fees or costs, as outlined on our platform.

We reserve the right to suspend or terminate your account if you breach these Terms or engage in prohibited activities.

5. Acknowledgment of Risks

Financial planning and investments involve significant risks. Please review our Risk Warning for more details. You acknowledge that:

  • You may lose some or all of your capital, particularly with high-risk financial products.
  • Past performance is not indicative of future results.
  • lexomirvia.world does not provide personalised financial advice unless explicitly stated.

6. Fees and Payments

You agree to pay any applicable fees for premium services, subscriptions, or additional features, as outlined on our platform. We may update our fee structure with prior notice, and you are responsible for any outstanding payments.

7. Intellectual Property

All content on our website and platform, including text, graphics, tools, and software, is owned by lexomirvia.world or our licensors and is protected by Australian and international intellectual property laws. You may not reproduce, distribute, or modify our content without prior written permission.

8. Limitation of Liability

To the extent permitted by Australian law, including the Australian Consumer Law, lexomirvia.world is not liable for:

  • Losses arising from financial decisions or use of our services.
  • Errors, delays, or inaccuracies in data provided or platform functionality.
  • Indirect, incidental, or consequential damages resulting from the use of our services.

Nothing in these Terms excludes or limits your rights under the Australian Consumer Law, including guarantees for services provided with due care and skill.

9. Termination

We may suspend or terminate your account at our discretion, including for breaches of these Terms, regulatory violations, or suspected fraudulent activity. You may close your account by contacting us, subject to resolving any outstanding obligations.

10. Governing Law

These Terms are governed by the laws of New South Wales, Australia. Any disputes will be resolved in the courts of New South Wales.

11. Changes to These Terms

We may update these Terms periodically to reflect changes in our practices or legal requirements. Updates will be posted on this page with a new effective date. Continued use of our services constitutes acceptance of the updated Terms.

12. Contact Us

If you have questions about these Terms, please contact us at:

Email: info@lexomirvia.world
Phone: +61 2 1703 2487
Address: Level 5, 100 Market Street, Sydney NSW 2000, Australia